Nicolas Baliva

NMLS # 2541025

919-999-6849

abodefinancialmlo@gmail.com

Nicolas Baliva Mortgage Loan Originator

Blog

Is FHA Streamline Refinance Right for You?

Is FHA Streamline Refinance Right for You?

If you've ever thought refinancing your home was as challenging as climbing a mountain, you’re not alone. Fortunately, for homeowners with an FHA loan, the FHA Streamline Refinance program offers a simpler way to achieve lower payments and potential

Nov 05, 2024 | Refinancing a Home

Should You Buy a Condo Vacation Property?

Should You Buy a Condo Vacation Property?

Investing in a vacation property is an exciting step, and condos often stand out as a compelling option. With a combination of convenience, community, and strategic locations, condos can meet a variety of vacation needs. But is it the right choice for you

Oct 29, 2024 | Purchasing a Home

The Rise of Single Women Homeowners: Tips for Navigating the Journey

The Rise of Single Women Homeowners: Tips for Navigating the Journey

In recent years, there has been a remarkable shift in the demographic makeup of homeowners, with single women emerging as key players in the real estate market. An in-depth analysis of anonymous U.S. household data in 2023 revealed that homeownership rate

Oct 22, 2024 | Purchasing a Home

A Simple Guide to First-Time Homebuyer Programs

A Simple Guide to First-Time Homebuyer Programs

Homeownership is exciting, but the journey can feel overwhelming—especially for first-time buyers. With rising home prices and tighter credit standards, buying your first property may seem out of reach. However, many states offer programs designed t

Oct 15, 2024 | Purchasing a Home

How Self-Employed Individuals Can Secure a Mortgage with Confidence

How Self-Employed Individuals Can Secure a Mortgage with Confidence

Becoming a homeowner is a significant goal for many, but the path to homeownership can be more complex for self-employed individuals. The unpredictable nature of self-employment income and the need for extensive documentation can make the mortgage applica

Oct 08, 2024 | Purchasing a Home

Understanding the VA Loan: How Many Times Can You Use It?

Understanding the VA Loan: How Many Times Can You Use It?

Becoming a homeowner is a key part of the American dream, especially for those who have served our country. The VA Loan stands as a valuable benefit for veterans and active service members in their pursuit of homeownership. But a common question often ari

Oct 01, 2024 | VA Loans